Handling an injury claim with the at-fault motorist’s insurance company after a motorcycle collision can be very challenging without the aggressive advocacy of an experienced personal injury attorney. Unfortunately, insurance companies are notorious for trying to diminish the value of third-party claims in an attempt to mitigate their financial obligations.
A lawyer from our firm could explain the Roswell motorcycle accident insurance claims process to you in detail and handle all interactions with the opposing party’s coverage provider on your behalf. A skilled attorney could present the scope of your injuries and other losses in a settlement demand and negotiate for the maximum compensation that may be available to you. If it is not possible to reach a favorable settlement with the insurer, we could advise you on whether it would best serve your interests to proceed with filing a civil suit.
Filing an Insurance Claim for Compensation
A person injured in a motorcycle crash can file a claim directly against the at-fault party’s insurance company to recover any damages they suffered as a result. If the motorcyclist incurs both property damage and personal injuries, they may be assigned two separate adjusters to handle both portion of their claim.
The insurance company may do everything it can to place liability for the motorcycle crash on the injured claimant. Once a claim is opened, the insurance company will launch a thorough investigation to identify who is responsible for the crash and assess the value of the victim’s damages.
The adjuster may try to take a recorded statement from the injured party and ask questions designed to elicit an admission of guilt. A Roswell attorney would be very familiar with the methodologies commonly used by insurance adjusters when handling motorcycle accident claims.
Commencing a Civil Lawsuit
Riders who also wish to file a civil claim should consult with an attorney before contacting the opposing party’s carrier. Accident victims have up to two years from the date of the collision to file a lawsuit, according to Official Code of Georgia Annotated §9-3-33. Those who wait to file a claim until after the statutory deadline has expired may be barred from pursuing compensation.
Pursuing a Settlement
One of our attorneys could put together a demand for settlement detailing the plaintiff’s lost wages, medical bills, pain and suffering, and other losses. The demand would also include supporting evidence, such as the accident report by law enforcement and photos of the accident scene. The insurance adjuster would likely respond with a counteroffer, which may be below the amount of damages claimed by the victim.
There may be several offers and counteroffers between a motorcyclist’s attorney and the at-fault driver’s insurer. Reaching a settlement out of court helps avoid the time and costs associated with litigation. Sometimes, however, litigation may be unavoidable. If it is not possible to reach a settlement with the insurer, the case may proceed to trial.
Even when a case proceeds to litigation, it is still possible to negotiate a settlement at any time. An experienced Roswell lawyer would leverage the most productive strategies and fight for a fair settlement for the injured victim, whether during negotiations or in court.
Call an Attorney for Help with Filing Roswell Motorcycle Accident Insurance Claims
One of our attorneys could help improve your understanding of Roswell motorcycle accident insurance claims and advise you on the most effective next steps for your case. You may be entitled to a variety of compensatory damages if someone’s negligence was the cause of your injuries. Call now to discuss your potential case with a professional legal advocate.