Serious car wrecks can inflict significant injuries and even permanent disabilities on involved parties, and when an uninsured driver is responsible, injured individuals could be forced to turn to their own insurance policy for compensation. Filing a claim under these circumstances could be challenging without the professional help and guidance of an experienced car accident attorney. For this reason, you should consider reaching out to a Roswell uninsured car accident lawyer for assistance with navigating the claims process.
Roswell Insurance Laws
State law outlines the minimum coverage policies that all registered vehicle owners are required to carry and maintain. These include:
- Bodily injury liability coverage;
- Uninsured motorist bodily injury coverage;
- Property damage liability coverage; and
- Uninsured motorist property damage liability coverage.
It is advisable to carry and maintain at least the minimum underinsured motorist coverage limits.
When an at-fault driver in an accident does not have the liability coverage required by law, the injured party’s uninsured motorist coverage may be their only option for obtaining compensation. Uninsured motorist coverage can also be used in situations involving a hit and run by an unknown driver.
Common Crash Injuries
When a motorist suffers injuries in a collision, they may require ongoing medical treatment and rehabilitative therapy. Some accident victims endure debilitating injuries that lead to lifelong disabilities. Common types of auto accident injuries include broken bones, head injuries, neck and back injuries, whiplash, and sprains.
Filing an Uninsured Motorist Claim
A Roswell attorney could help a person who was injured in a hit and run incident or by an uninsured driver file a claim through their own coverage provider. The plaintiff’s uninsured motorist coverage could help pay for their medical expenses as well as any property damage sustained in the crash.
An injured motorist who files a claim through their own insurance policy would still be required to prove liability and damages in order to receive compensation. An uninsured car collision lawyer in Roswell could collect evidence to support the victim’s claim, such as the accident report completed by law enforcement, the claimant’s medical records, and other pertinent documentation.
The plaintiff’s insurance company would launch a thorough investigation into their claim before paying out any compensation. However, many coverage providers minimize the damages that an accident victim suffers in order to avoid paying compensation. In fact, the victim’s own insurer may try to reduce the amount of compensation they owe. Fortunately, an attorney could work tirelessly to recover the maximum compensation available to the injured party and negotiate with the claimant’s insurance company on their behalf.
Speak with a Roswell Uninsured Car Accident Attorney Right Away
You do not have to deal with the insurance claims process on your own. A Roswell uninsured car accident lawyer could provide the skilled representation you need to ensure that your legal rights are protected every step of the way. If you would like to discuss your claim with a knowledgeable attorney, call our firm today and arrange your initial case review.