Atlanta Car Accident Lawyer Offers Tips For Dealing With Auto Insurers
Insurance covers medical bills, property damages, and other costs when Georgia car accidents happen. However, getting a reasonable settlement can be challenging.
Insurers represent one of the most lucrative industries in the country. They do whatever they can to protect profits, which includes denying or downplaying claims. Our Atlanta car accident lawyer offers tips for protecting your rights when dealing with these companies and getting the best possible settlement.
What to Do When the Insurance Adjuster Calls
Notify the police right away if you are in a car accident in Georgia. Get a copy of the accident report and keep records of all medical care and other costs in the aftermath. You will need this and other evidence to file a successful car accident claim in Atlanta.
Under the Georgia Code, all drivers must carry liability insurance, which covers damages others suffer if you cause a crash. If you get hurt in an Atlanta car accident and the other driver is to blame, you can seek compensation through his coverage. Be cautious in dealing with insurance claims adjusters and follow these tips to protect yourself and your rights to compensation:
- Provide only basic information, such as your name, the date and location of the accident, and the vehicles involved.
- Avoid speculating on the cause of your crash.
- Avoid discussing your injuries, how they impact your life, or your prognosis for recovery.
- Avoid giving recorded statements without getting legal advice.
- Decline early settlement offers, which are often significantly less than what you are entitled to or deserve.
Tips To Maximize A Georgia Car Accident Settlement
The Insurance Information Institute (III) reports that Georgia is among the top ten most expensive states for auto insurance. After paying so much into the system, you deserve to get something back when an accident happens. Unfortunately, insurers do not make it easy.
Atlanta car accidents result in medical bills and other tangible costs, as well as intangible losses, such as pain and suffering. You are entitled to compensation for both, as well as for current losses and projected future costs. To maximize the total amount you receive, follow these tips:
- Document everything that happens from the moment of your crash, including evidence from the scene, medical records, and lost income.
- Communicate with insurers and respond promptly to any correspondence or requests for information.
- Avoid downplaying your injuries or potential future expenses;
- Avoid admitting liability, even if you think you contributed to the accident;
- Get trusted legal guidance before accepting a settlement.
Request A Consultation With Our Atlanta Car Accident Lawyer
Dealing with auto insurers after a car accident can be tricky, but you don’t have to do it alone. Shiver Hamilton, LLC is a strong ally on your side and fights tirelessly to get you the maximum compensation. We serve Savannah, St. Simons Island, Alpharetta, Decatur, Johns Creek, Jonesboro, Marietta, Roswell, Sandy Springs, and all of DeKalb, Fulton, and Gwinnett Counties. Contact our Atlanta car accident lawyer today and request a consultation.
Sources:
rules.sos.ga.gov/gac/120-2-10
iii.org/fact-statistic/facts-statistics-auto-insurance
